Author: Erko Selde

Big Data Scoring selected to participate at Accenture’s FinTech Innovation Lab London

January 17, 2017 by Erko Selde

We are proud to announce that we have been selected to participate at Accenture’s FinTech Innovation Lab London. 20 innovative startups were chosen from among more than 300 fintech entrepreneurs around the globe who applied for Accenture’s FinTech Innovation Lab London. The FinTech Innovation Lab London, launched by Accenture in 2012, is a collaboration between […]

Fighting discrimination with Big Data

September 30, 2015 by Erko Selde

Several people have raised the issue of big data becoming bad data. The main arguments for that claim include disparate impact theory, which is used in U.S. anti-discrimination law that says a policy may be considered discriminatory if it has an adverse impact on any group based on race, religion, gender, sexual orientation or other […]

Big Data Scoring at Web Summit 2013

October 29, 2013 by Erko Selde

Big Data Scoring team will be attending Web Summit 2013 on Wednesday and Thursday as a part of the Alpha Program. This year over 10,000 attendees will make the trip from all corners of the world to the global gathering of the world’s biggest names in the tech industry. The Alpha Program is designed to […]

Choosing an appropriate credit scoring technique

August 1, 2013 by Erko Selde

History Credit scoring as a method of credit evaluation has been used for more than 50 years. The first mathematical retail credit scoring model was already proposed around 1941 in the US. The model was based on six parameters for scoring credit card applications, such as applicant’s job and the number of years spent in […]

Big Data Scoring to take part in the Web Summit 2013

July 16, 2013 by Erko Selde

Big Data Scoring was selected to participate in the Web Summit 2013 during October in Dublin as a part of the Alpha Program. Web Summit is a global gathering of the world’s biggest names in the tech industry. The Alpha Program is designed to select among thousands of applicants the most noteworthy startups to give them access […]

Study of credit scorecard using only Facebook data

July 12, 2013 by Erko Selde

The objective of this study is to show that it is possible to evaluate credit risk using only social media data from Facebook. The data used in the present study was collected from loans issued in Finland from June 2012 to April 2013. Only loan applications, which provided Facebook data, were taken into this study. […]